Where you bank matters
At Sage Credit Union, our members don’t just open accounts. They become a part of something bigger. Sage CU is a not-for-profit cooperative, and we exist to bring value to our members and communities. You’ll likely see us around town helping at local events, teaching in classrooms, and working alongside the people we serve – building real relationships that go beyond banking. We invite you to join today!
Earn $250 †
New checking account bonus
Open your new personal checking account and setup direct deposit.
- Open your new consumer checking account
- Setup Direct Deposit within 90 days
- Receive your $250†
Relief and Recovery Fund
Wrights Spring Fire
The Wright’s Spring Fire has deeply affected individuals, families, and communities across our region.
100% of all funds donated will go directly to relief and recovery.
Donations to the fund can also be made at any Sage Credit Union Branch.
High Yield Savings Account
Next level savings
A high-yield savings account (HYSA) can help your savings earn more, making it worth considering when you want your money to grow while staying accessible.
- Dividends compound monthly
- No monthly maintenance fee
- Start with just $1,000
- View current rates
Notes from members
— Robert, member since 2017By far the friendliest group I’ve ever met in a bank. That’s what business is about: taking an interest in your customers, and treating them with respect.
Our Home and Yours
We’re committed to serving the small towns and rural communities throughout our region. From the Klamath Basin, down through Modoc County, and east throughout Lake County, we’re helping members enjoy the view.
The 2025 Calendar features original photographs taken by staff in our region.
Calendars are available for free in-branch while supplies last.
Disclosures
† New Checking Account Bonus: Offer begins 9/1/26. To earn the bonus, you must (1) open a new Sage Federal Credit Union (Sage CU) Simple Checking, Rewards Checking, Compass Checking, or Pathfinder Checking account by 11/30/2026 (2) receive a Direct Deposit of at least $500 within the first 90 days of account opening. Offer limited to those who are not primary owners of a Sage CU Simple Checking, Rewards Checking, Compass Checking or Pathfinder Checking on 08/31/26. The bonus funds will be deposited to your new checking account at the month end after the new checking account has been open for 90 days if all requirements are met as described above and your account is open and in good standing as defined by the Membership Agreement at the time of the bonus deposit. Limit one New Checking Account Bonus per member. Sage CU reserves the right to cancel or amend the terms of the New Checking Account Bonus at any time and without prior notice. Bonuses are considered dividends and will be reported on IRS form 1099-INT. Recipients are responsible for any federal, state, or local taxes.
Rewards Checking: The Annual Percentage Yield (APY) for Rewards Checking is 7.00% APY for balances up to $10,000.00 and 7.00% – 2.34% APY for balances greater than $10,000.00. Only funds that comprise each tier will earn the rate for that tier. In order to earn the dividends at the disclosed rate during each monthly qualification cycle: (a) Your Credit Union loans, if any, cannot be more than 14 days past due; and (b) at least 15 point of sale transactions using Your VISA Debit Card must post and settle to Your Account as evidenced by Your monthly statement; and (c) You must consent to receive Your periodic statements electronically; and (d) You must have a minimum $5.00 balance in Your membership savings account. Pathfinder Checking: Pathfinder Accounts are for members 17 years and younger. The Annual Percentage Yield (APY) for Pathfinder Checking is 1.00% APY for balances up to $1,000.00 and 1.00% – 0.11% APY for balances greater than $1,000.00. Only funds that comprise each tier will earn the rate for that tier.
Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. The Annual Percentage Yields are accurate as of the last dividend declaration date and may change at any time after account opening as determined by our Board of Directors. Fees may reduce earnings.